Module Overview
Managing money doesn’t have to be overwhelming. In this module, we’ll walk you through the basics—from how to open a bank account and avoid overdraft fees, to the difference between credit and debit cards, and how to build a strong credit score. You’ll learn how banks work, how to protect yourself from fraud, and why it’s important to plan ahead for unexpected expenses.
We’ll also explore practical ways to stretch your dollars, live on less, and start budgeting step by step. Whether you’re working with a tight income or just want to make smarter choices, we’ll show you how to cut costs, prioritize your needs over wants, and build financial goals that actually work for your life.
By the end of this module, you’ll feel more confident with your money—and more in control of your future.
SECTION 1 - BANKING BASICS
This section teaches about types of cards, accounts, and credit scores. Learn how to
build your credit, avoid fraud, and make wise decisions when managing your money.
SECTION 2 - STRETCHING YOUR DOLLARS
Discover how small lifestyle changes can make a big difference in helping you save
money. Learn the difference between needs and wants and find ways to cut your costs.
SECTION 3 - LIVING ON LESS
Find out ways to change your lifestyle to help you get out of debt. Develop a savings
mindset, reduce your grocery bill and discover creative ways to shop and plan meals.
Money saving “Do-it-yourself” recipes are included.
SECTION 4 - BUDGETING FOR SUCCESS
Learn how to take control of your money to reach financial goals. This section shows the
steps to take to get your finances in order and how to create a plan for spending money.
Budgeting templates are included.
No prior experience or coursework required
